Residential property as a pension investment

Residential property as a pension investment

A recent report by Money Mail revealed that the pensions time bomb is set to explode in 2027. This means that those born in the 1960s will be forced to work well into their 70s as they simply don’t have time to save for their golden years.

The shock looks to set in once this generation of workers stop work, and their children will be left with a huge bill to boot.

As a country we continue to promote the traditional pension as our route to financial security in retirement.  The figures quoted in this article demonstrate however that the world of pensions has changes dramatically and we are heading for a disaster on a massive scale.  Unfortunately with the current financial crisis squeezing everyone on a day to day basis by the time the majority of people feel financially comfortable enough to start thinking about their future again and take the action needed to bolster their pension pots the moment will be lost, having a catastrophic implication on many families.

Time and regular contributions are necessary agents in generating a healthy pension for retirement under the affect of compounding.  The later you start saving for your pension, the more you need to put in, till it become unrealistic for many.

Add to this the dramatic underperformance of the stock market and the massive drop in annuity rates over the last few years and the future is certainly bleak for our baby boomers.

Never has a time been more critical for those facing retirement over the next 15 years to stand up and be counted and to find an alternative route to deliver a happy retirement.  As a property Investor myself and an owner of a Hands Free Property Investment Business I believe wise property investment can provide those baby boomers with the lifeline they require.  I have already worked with several people in this exact position and helped them utilize cash which is earning them nothing in the bank, or the equity within their property to build a property portfolio which are tangible assets (which can be inherited) and deliver cash into their pockets each month.  Cash which will plug the gap left by their pensions and allow them to enjoy their retirement.

If you would like to discuss residential property as a pension investment contact Gill today. 

Gill Alton

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Gill Alton is the founder of Alton Property Partners, which provides a comprehensive and personal Property Portfolio Building Service for investors in the UK.

Alton Property Partners manage the entire investment process, from sourcing property at a discounted value, co-ordinating the Mortgage, arranging the refurbishment, right through to ensuring it is ready for the rental market.

The service is specifically aimed to support those who recognise the value of a UK investment portfolio, but lack the time, or knowledge to be able to invest for themselves because they are full time employees or Business Owners. With full consultation and comprehensive financial analysis, clients can be assured that their portfolio of strong yielding properties will be built to exacting standards and they will be kept up to date every step of the way.

Having been involved in property for 16 years Gill has built a personal portfolio for her family, and in addition to Alton Property Partners, runs a Property Mentoring Business, Venus Property Mentoring which focuses on supporting new investors onto the investing ladder. Having originally left the Corporate world to be a Qualified Mortgage Broker, Gill’s husband now focuses on their family Mortgage Brokerage in Maidenhead – Alton Mortgages.

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Alton Property Partners
6 Bramble Drive, Maidenhead BerkshireUKSL6 3NX United Kindom •0845-095-5060

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