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Property Investment Areas | Gill Alton

As an active property investor myself, besides helping people build a property portfolio with Alton Property Partners I am always looking for any news concerning property investment areas.   So I was really interested to see a recent article reporting that over 130,000 homes have been sold at a loss since 2007 when prices peaked. with [Read More...]

Gill Alton | Securing Your Retirement With Property Part 2 [Audio]

The focus of my book is supplementing your pension by property investment. I go into a lot of detail into investing in property and the differences between property and the stock market and annuities. It’s for people who feel that property might not be for them, but I believe that everyone should look at the [Read More...]

Gill Alton | Securing Your Retirement With Property Part 1 [Audio]

In our last audio we talked about pensions and using property as a property supplement or in some cases a replacement. It’s usually when people are in their 40s and 50s when they realise that they have an insufficient pension and are looking for alternatives. Property can be an alternative. However, becoming a property investor [Read More...]

Will You Have To Spend Your Retirement Years Paying Off Debts?

I recently read an article saying that Prudential has released figures showing that 20% of people who retire have debts of more than £31,000. Many owe money on credit cards, interest-only mortgages or have endowments that have failed to deliver what they expected. Read the article here Those retiring now are being hit on all [Read More...]

Property As A Pension Is A Worthy Investment Strategy

With the changing cap on tax-free lifetime pension allowances, savers upon retirement could end up with an income of just £41,000 from their £1.25 million nest egg. The Chancellor has announced that the maximum amount anyone can save into their pension pot over the course of working life and still get tax relief on their [Read More...]

Is now a good time to invest in property? [Audio]

Another question I am frequently asked is ‘Is now a good time to invest in property?’ I get this asked a lot as people tend to be led by negative press reports or what’s reported in the news. We are in uncertain times, and prices have fallen over the last few years. Having said that, [Read More...]

FSA cuts pension projections, property as a pension could be the answer.

The FSA has said that the returns on pension plans need to be reduced from 2014 so that they show more realistic returns than the projections currently used. Having recently reviewed several online pension projection calculators I found that they all automatically projected my pension pot on the basis that it had grown by a [Read More...]

Why should I invest in property? [Audio]

Another question I get asked frequently is ‘why should I invest in property?’ This one is very simple to cover. At present, the economy is dipping in and out of recession so a lot of people are nervous about investing in property and want to know if it’s a feasible investment. It’s especially difficult as [Read More...]

Invest in property as a pension

Although there are some negative stories in the press about house prices, overall property is a very good investment. It’s a different asset class and so you can use it to diversify your investments for your pension pot. Property as a pension is top of my list when it comes to retirement planning. House prices [Read More...]

Downsizing to enable you to use property as a pension

Many retirees are buying homes that are on average 36% cheaper than their current home, and many are looking to buy properties that are at least 50% cheaper, therefore using property as a pension, or as part of their pension planning. This could mean that homeowners raise approximately £186 billion towards their retirement. Research by [Read More...]